Having two home insurance policies on one house might seem like extra protection, but it can lead to claim disputes and wasted money. Check the facts on double coverage, risks, and homeowner options to see if it’s worth the trouble.
Home insurance protects against damage, but does it cover mortgage payments in 2025? Policies vary—some exclude this, others offer add-ons. Job loss or disaster scenarios may need separate coverage like mortgage protection insurance.
Military families get unique home insurance perks. Policies for veterans and active duty tackle water damage, fire, theft, and deployment risks. Check out tailored coverage options that fit the lifestyle and protect your home.
Older homes may face higher insurance costs from aging wiring, plumbing, and unique repair needs. Historic charm can raise premiums, but factors like updates and location matter too. Check how age influences coverage and costs.
Water damage, fire, theft, and storms lead home insurance claims. These issues affect countless households yearly, prompting coverage needs. Details on causes and stats offer insight into protecting homes from common risks.
Home insurance myths can lead to financial loss and unexpected coverage gaps. Knowing the facts helps in choosing the right policy and avoiding costly mistakes.
Insurance companies can refuse to pay claims for various reasons, from policy exclusions to missed deadlines. Knowing why a claim may be denied helps you take the right steps to challenge or prevent such issues.
Buying or selling a home raises questions about insurance. Can home insurance transfer to a new owner? Find out how coverage works, what options exist, and how to handle the transition smoothly during a property sale.
When it comes to purchasing home insurance, most homeowners and renters understand the basic concept of protecting their property and belongings. However, when it comes to owning a condo or a townhouse, many people are confused about the type of coverage they actually need. Is home insurance the same for a condo as it is…
Read More “Is Home Insurance Different for Condos and Townhouses: Know the Differences” »
When you own a home, there are countless things you need to worry about: maintenance, security, repairs, and most importantly, your safety and the safety of others. But what happens if someone gets injured at your home or you accidentally cause damage to someone else’s property? Can someone sue you, and if so, how can…
Read More “Can Someone Sue You at Home? Liability Coverage Explained in Home Insurance” »