Auto Archives - Quote Monster

Personal vs. Commercial Auto Insurance: Key Differences Explained

Auto insurance is a critical safeguard for drivers, protecting against financial losses from accidents, theft, or other road-related incidents. However, not all policies are created equal. Personal and commercial auto...

How Weather Damage Impacts Auto Insurance Claims

Auto News

Weather’s Impact on Auto Insurance Claims: Costs and Coverage

Storms rage, hail pounds, and floods surge, leaving vehicles battered and owners grappling with the aftermath. Weather-related damage ranks among the leading causes of auto insurance claims in the United...

Can You Have Two Auto Insurance Policies on One Car? Explained

Auto News

Can Two Auto Insurance Policies Cover One Car?

Owning a car comes with responsibilities, and one of the most critical is securing proper insurance. Auto insurance protects drivers financially in case of accidents, theft, or damage, but what...

Auto

Why Auto Insurance Rates Are Increasing in 2025

Auto insurance rates are climbing, leaving drivers across the United States grappling with higher premiums. In 2025, the average cost of full-coverage car insurance is projected to reach $2,101 annually,...

Auto

Save Big: How Insurance Bundles Slash Home & Auto Costs

Insurance is a cornerstone of financial security, protecting homes, vehicles, and peace of mind. Yet, managing multiple policies can feel overwhelming and costly. Enter insurance bundles—a smart strategy that combines...

What Makes a Driver High-Risk? Insurance Insights

Auto Blog

Why Insurance Labels Some Drivers as High-Risk: Key Insights

Driving carries inherent risks, but not all drivers face the same scrutiny from insurance companies. For some, the label of "high-risk driver" can lead to higher premiums, stricter policy terms,...

defensive-driving-course-insurance-premium

Auto Blog

Can Taking a Defensive Driving Course Lower Your Premium?

Ever wonder if there's a way to cut down those expensive car insurance premiums without sacrificing coverage? Here's the good news — taking a defensive driving course might be your...

Auto Blog

Comprehensive vs Collision Coverage: What’s the Real Difference and Which One Do You Need?

Have you ever found yourself confused while choosing car insurance and wondered, “What’s the difference between comprehensive and collision coverage?” You're not alone. Many car owners feel overwhelmed by the...

Pay-Per-Mile Insurance: A Smart Choice for Low-Mileage Drivers?

Auto Blog News

Pay-Per-Mile Insurance: Is It the Smart Choice for Low-Mileage Drivers in the US?

Pay-per-mile insurance charges based on actual driving distance, making it ideal for low-mileage drivers. With potential savings over traditional policies, it’s a flexible option worth considering for those who drive less but still need full protection.

Auto Blog

How Long Does an Auto Insurance Claim Take to Process in the U.S.?

The time it takes for an auto insurance claim to process can vary based on the complexity of the case. Understanding the general timeline and factors that influence it helps manage expectations and speeds up the process.